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Welcome to my website! With over two (2) decades of experience as a senior mortgage consultant, I have had the privilege of assisting countless individuals and families in achieving their homeownership dreams.

Throughout my career, I have developed a deep understanding of the ever-changing mortgage landscape and the unique challenges that borrowers face. My expertise spans a wide range of mortgage products, including conventional, jumbo, VA, FHA, USDA, down payment assistance loans, and more. Whether you’re a first-time homebuyer or a seasoned investor, I am here to guide you through the mortgage process and help you make informed decisions.

What sets me apart is my unwavering commitment to personalized service and attention to detail. I take the time to listen to your specific needs and goals, ensuring that I find the mortgage solution that best suits your financial situation. I believe in transparency and open communication, making sure you are well-informed at every step of the way.

In 2010, I was hired by Prosperity Home Mortgage and have continued to grow my reputation as an honest, trustworthy, and reliable mortgage consultant throughout Virginia, Maryland, and DC. I have remained with Prosperity because they share my values, dedication to customer service, and enable me to secure competitive rates and favorable terms for my clients. I understand that obtaining a mortgage can seem daunting, but rest assured, I will be your trusted advocate, simplifying the process and ensuring a smooth transaction from start to finish.

Beyond my professional expertise, I am passionate about empowering individuals with financial knowledge. Through my website, I aim to provide valuable resources, articles, and tips to help you navigate the mortgage market and make informed decisions about your financial future.

Thank you for visiting my website. I look forward to the opportunity to work with you, providing exceptional mortgage consulting services and helping you achieve your homeownership goals.

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Welcome to my website! With over two (2) decades of experience as a senior mortgage consultant, I have had the privilege of assisting countless individuals and families in achieving their homeownership dreams.

Throughout my career, I have developed a deep understanding of the ever-changing mortgage landscape and the unique challenges that borrowers face. My expertise spans a wide range of mortgage products, including conventional, jumbo, VA, FHA, USDA, down payment assistance loans, and more. Whether you’re a first-time homebuyer or a seasoned investor, I am here to guide you through the mortgage process and help you make informed decisions.

What sets me apart is my unwavering commitment to personalized service and attention to detail. I take the time to listen to your specific needs and goals, ensuring that I find the mortgage solution that best suits your financial situation. I believe in transparency and open communication, making sure you are well-informed at every step of the way.

In 2010, I was hired by Prosperity Home Mortgage and have continued to grow my reputation as an honest, trustworthy, and reliable mortgage consultant throughout Virginia, Maryland, and DC. I have remained with Prosperity because they share my values, dedication to customer service, and enable me to secure competitive rates and favorable terms for my clients. I understand that obtaining a mortgage can seem daunting, but rest assured, I will be your trusted advocate, simplifying the process and ensuring a smooth transaction from start to finish.

Beyond my professional expertise, I am passionate about empowering individuals with financial knowledge. Through my website, I aim to provide valuable resources, articles, and tips to help you navigate the mortgage market and make informed decisions about your financial future.

Thank you for visiting my website. I look forward to the opportunity to work with you, providing exceptional mortgage consulting services and helping you achieve your homeownership goals.

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Hi! I'm Chris...
Your Senior Mortgage Consultant!

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Chris LaRose

Senior Mortgage Consultant

NMLSR: 179133

703-786-8919
Address: 4600 Cherry Hill Road Arlington, VA 22207
Awards received
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Welcome to my website! With over two (2) decades of experience as a senior mortgage consultant, I have had the privilege of assisting countless individuals and families in achieving their homeownership dreams.



Throughout my career, I have developed a deep understanding of the ever-changing mortgage landscape and the unique challenges that borrowers face. My expertise spans a wide range of mortgage products, including conventional, jumbo, VA, FHA, USDA, down payment assistance loans, and more. Whether you’re a first-time homebuyer or a seasoned investor, I am here to guide you through the mortgage process and help you make informed decisions.



What sets me apart is my unwavering commitment to personalized service and attention to detail. I take the time to listen to your specific needs and goals, ensuring that I find the mortgage solution that best suits your financial situation. I believe in transparency and open communication, making sure you are well-informed at every step of the way.



In 2010, I was hired by Prosperity Home Mortgage and have continued to grow my reputation as an honest, trustworthy, and reliable mortgage consultant throughout Virginia, Maryland, and DC. I have remained with Prosperity because they share my values, dedication to customer service, and enable me to secure competitive rates and favorable terms for my clients. I understand that obtaining a mortgage can seem daunting, but rest assured, I will be your trusted advocate, simplifying the process and ensuring a smooth transaction from start to finish.



Beyond my professional expertise, I am passionate about empowering individuals with financial knowledge. Through my website, I aim to provide valuable resources, articles, and tips to help you navigate the mortgage market and make informed decisions about your financial future.



Thank you for visiting my website. I look forward to the opportunity to work with you, providing exceptional mortgage consulting services and helping you achieve your homeownership goals.

Buy a Home
Refinance a Home
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Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Where can we help you thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.

Select a module

First time homebuyer

First time homebuyer

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Mortgage management

Mortgage management

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Refinancing

Refinancing

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Self-employed

Self-employed

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Veteran

Veteran

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Equity management

Equity management

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Financial planner

Financial planner

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Estate planning attorney

Estate planning attorney

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Realtor

Realtor

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Divorce attorney

Divorce attorney

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Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

WM

Whitney Myers

5.0

La Plata, MD

Jul 18, 2024

Prompt responses to emails and phone calls about questions I had. Detailed answers and instructions were provided.

MM

Marty Merriam

5.0

Alexandria, VA

Jul 17, 2024

Very personable, attentive and timely.

MM

Mark Meassick

5.0

Falls Church, VA

Jul 11, 2024

Chris was incredible. hHe provided us with multiple scenarios, encouraged us to probe different financing options andnhwlped us get to the right decision for our family. Given the current environment we got a great interest rate and reasonable monthly payments. We really could not have been more fortunate that to have Chris as our mortgage broker/financial advisor. I highly recommend him to anyone who needs to explore options. Thank you Chris LaRose!!!

RC

Ronald Caldwell

5.0

Herndon, VA

Jul 4, 2024

His immediate response to text, phone calls and email. Answered every question or concern with utmost professionalism. Appreciate all recommended advice by Mr LaRose to include immediate follow up on any every issue brought to his attention. I highly recommend Mr. Chris LaRosa to others for his extreme commitment to his work and professionalism provided to his clients. I truly look forward to working with Mr. LaRosa in the future, if the opportunity presents itself.

JK

Junney Kang

5.0

Great Falls, VA

Jul 8, 2024

Chris is a very knowledgeable and prompt response. Great rate! We did a one-week closing. I will refer my family, friends, and anyone who needs a mortgage.

PG

Pat Giannelli

5.0

Falls Church, VA

Jul 3, 2024

Chris was always there for me when I had a question. I never had to wait for anything. If I left a voicemail, it was responded to in 5 minutes or less. Way to go Chris! Thank you for your professionalism }!

EM

Elizabeth Meassick

5.0

Falls Church, VA

Jul 3, 2024

Advice and high level of effort and support to make things work. Looking for options and providing us with strategic ways to ensure financing work within lender and banking guidelines. Encouragement and willingness to work together with clients for a positive outcome. Great attitude towards working with clients which created a very positive working environment and effective dialogue. There is a difference between knowing your job and emerging as an expert in that field. Chris is definitely an expert in the mortgage lending industry. When you bring expertise with positive attitude and good communication you create an environment of high levels of success. Thank you and wish you all a happy Independence Day.

HH

Hazar H Flashberg

5.0

Fredericksburg, VA

Jul 3, 2024

Professionalism, Responsiveness and Flexibility.

JB

James Barrett

5.0

Sterling, VA

Jun 23, 2024

Communication

DR

Dylan Rutherford

4.7

White Plains, MD

Jun 20, 2024

Seamless portal that was easy to upload documents.

AL

Andrew Lebkuecher

4.8

Arlington, VA

Jun 19, 2024

Given the tough market, Chris was very creative in helping us find ways to make our bids more competitive. He was always available, which we really appreciated, and willing to walk us through all the various parts of the process.

AS

Alys Spensley

4.8

Arlington, VA

Jun 17, 2024

Chris was responsive, helpful, and knowledgeable. Exactly what you need when dealing with the stress of home buying!

MM

Megan McMorrow

5.0

Arlington, VA

Jun 17, 2024

I recommend because I know it will close on time!!

JB

James Brosky

5.0

Arlington, VA

May 31, 2024

Chris is extremely knowledgeable and professional in every aspect of the loan process. His expertise and diligence allows for him to support the client in a way most people cannot. He is a treasure to Prosperity! I would use and recommend him in a heartbeat.

PV

Paul Vaselopulos

5.0

Arlington, VA

May 31, 2024

Thanks for all your help and advice Chris, I really enjoyed your level of organization and service. I got a kick out of the video-embedded emails. I think it was pretty easy to follow up and complete tasks without it being too tedious.

DM

Demetrios Marinides

5.0

Alexandria, VA

May 28, 2024

Chris was very knowledgeable, communicative, helpful, and responsive throughout the entire process. I can’t recommend him enough!

DQ

Dennis Quinn

5.0

Falls Church, VA

May 31, 2024

Chris was a helpful presence through anll stages from application to closing and a great communicator. He always answered whatever questions I had quickly and completely. I felt like I had a navigator through the mortgage process. It had been 20 years since I financed a home, and the world has changed. A lot of things are more convenient in the digital age, but it was very helpful to have Chris guiding and assisting. Outstanding service!

CF

Christine Fitzpatrick

5.0

Alexandria, VA

May 24, 2024

Chris instilled in us the confidence we were seeking as first time homebuyers. The level of experience and communication he offered went beyond what we imagined a broker would bring to the table. We're grateful he was with us through every step of the process!

JG

Jeaneatte Glusko

4.8

Alexandria, VA

May 14, 2024

Very easy process with Chris.

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.96 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Chris LaRose

Chris LaRose

Senior Mortgage Consultant

NMLSR: 179133

Learn More