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Hi! I'm Chris...
Your Executive Mortgage Consultant!

We make the home loan process as simple as possible by guiding you through every step.

Chris LaRose

Senior Mortgage Consultant

NMLSR: 179133

703-786-8919
Address: 4600 Cherry Hill Road Suite 100, Arlington, VA, 22207
Awards received
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Welcome to my website! With over two (2) decades of experience as a senior mortgage consultant, I have had the privilege of assisting countless individuals and families in achieving their homeownership dreams.



Throughout my career, I have developed a deep understanding of the ever-changing mortgage landscape and the unique challenges that borrowers face. My expertise spans a wide range of mortgage products, including conventional, jumbo, VA, FHA, USDA, down payment assistance loans, and more. Whether you’re a first-time homebuyer or a seasoned investor, I am here to guide you through the mortgage process and help you make informed decisions.



What sets me apart is my unwavering commitment to personalized service and attention to detail. I take the time to listen to your specific needs and goals, ensuring that I find the mortgage solution that best suits your financial situation. I believe in transparency and open communication, making sure you are well-informed at every step of the way.



In 2010, I was hired by Prosperity Home Mortgage and have continued to grow my reputation as an honest, trustworthy, and reliable mortgage consultant throughout Virginia, Maryland, and DC. I have remained with Prosperity because they share my values, dedication to customer service, and enable me to secure competitive rates and favorable terms for my clients. I understand that obtaining a mortgage can seem daunting, but rest assured, I will be your trusted advocate, simplifying the process and ensuring a smooth transaction from start to finish.



Beyond my professional expertise, I am passionate about empowering individuals with financial knowledge. Through my website, I aim to provide valuable resources, articles, and tips to help you navigate the mortgage market and make informed decisions about your financial future.



Thank you for visiting my website. I look forward to the opportunity to work with you, providing exceptional mortgage consulting services and helping you achieve your homeownership goals.

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Ranked #1 in Customer Satisfaction among Mortgage Origination Companies

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

BM

Bryanna Millis

5.0

Lusby, MD

Mar 20, 2025

Chris was on top of everything! He went above and beyond to finalize our loan with the best possible terms as our situation changed midstream. It was a pleasure to work with him!

BH

Bonnie Hamilton

5.0

Mechanicsville, MD

Feb 4, 2025

Friendly and helpful!

TS

Tamara Srader

5.0

Alexandria, VA

Jan 11, 2025

Chris was just amazing to work with. We were not really looking to buy a house and it just happened. His expertise and willingness to meet on our schedule was appreciated. very happy with our experience.

PM

Patricia M Quinlin

5.0

Annandale, VA

Jan 9, 2025

Chris was fantastic from start to finish with this recent sale. The buyers interviewd several loan officers and chose to go with Chris because of his attention to detail, loan terms, help with explaining the ins and outs of the VA loan process And because he's such a nice guy and can relate to young families such as the buyers! They trusted Chris! Thank you, Chris!

MM

Marian Mata

4.7

Woodbridge, VA

Jan 1, 2025

It was great

LK

Lemah Khairzada

5.0

Woodbridge, VA

Dec 27, 2024

While working with Chris LaRose on my client's loan process he was very professional, thorough, knowledgeable & made the transition as smooth as possibl. He promptly answered any questions my client or I had. I will definitely recommend him to all of my future buyer.

TH

Thomas Holt

5.0

Sterling, VA

Nov 29, 2024

Response times were fast...offered more than one practical to fit our financing needs.

BR

Bryce Robinson

5.0

Churchton, MD

Nov 7, 2024

Made my first home purchase wonderful!

RP

Ryan Peters

5.0

Arlington, VA

Nov 6, 2024

Chris was very punctual and always of assistance.

OZ

Oscar Zuniga

4.8

Arlington, VA

Nov 6, 2024

Great knowledge and prompt to respond to any questions and concerns.

TH

Timothy Hollis

4.8

Alexandria, VA

Nov 6, 2024

Chris made the loan process great!

AO

Abdiel Olmos

5.0

Arlington, VA

Nov 6, 2024

Chris was always available to field a call or answer any of my annoying questions. He always did the work of running the numbers to verify his advice and the loan process was one of the fastest and issue free that I had ever experienced. Thanks Chris and team for the support and keep in touch when the market is prime for refinances.

EG

Ellen G Heather

5.0

Arlington, VA

Nov 6, 2024

He had a VA loan on a condo clear to close in about 2 weeks!!! Amazing!!

IP

Ibtissam Poteras

4.8

Dunkirk, MD

Nov 6, 2024

responsive,knowledgeable, and helpful

JW

Jesse Wolf-Gould

5.0

Manassas, VA

Nov 6, 2024

Chris was great to work with, he made buying a home for a first time homebuyer very smooth, and was reachable even when he was on vacation. It felt like Chris went the extra mile to make sure we got our house!

SB

Sean Burke

5.0

Waldorf, MD

Nov 6, 2024

It was so easy, any questions or problems we had were cleared up by Chris and the team immediately!! 10/10

WR

Wendy Russell

5.0

Alexandria, VA

Nov 6, 2024

We want to extend our heartfelt gratitude for your informative, gracious, and responsive support as we navigated the home buying process. You were always responsive to our questions, quick to allay our concerns and clear in your instructions. You made the complex seem easy!

WM

Whitney Myers

5.0

La Plata, MD

Jul 18, 2024

Prompt responses to emails and phone calls about questions I had. Detailed answers and instructions were provided.

MM

Marty Merriam

5.0

Alexandria, VA

Jul 17, 2024

Very personable, attentive and timely.

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.96 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Mortgage is as simple as a conversation. Are you ready to step inside?

Chris LaRose

Chris LaRose

Senior Mortgage Consultant

NMLSR: 179133

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